Darla Lynn Hoggard says:
We are looking for a lender that will not sell our note. Neighborhood CU has gotten one payment from us and I loathe sending them another. They decided they could round up the interest rate!
The house was built in '95; we bought it in '05 for $163K, have refurbished it and could probably sell for $220+. The balance of the note is around $97-98K. We pay the taxes and insurance and send proof.
Earnings last year around $92K??
We just refinanced two years ago, so I don't want to pay for another appraisal.